How much is a $200 Series EE savings bond from 1985 worth?
Official Treasury redemption values by issue month, September 2026.
savingsbondcheck.com - $200 Series EE savings bond issued 1985 - values as of September 2026 - data: U.S. Treasury
Official Treasury value file data
- A $200 Series EE savings bond issued in 1985 is worth $461.28 as of , depending on the issue month printed on the bond. That is the official U.S. Treasury redemption value - what a bank pays you today.
- It cost $100.00 when it was bought (paper EE bonds sold for half of face value). Everything above that is interest: up to $361.28 earned so far.
- Matured. This bond stopped earning interest and its value will not increase again. There is no deadline to cash it, but it is losing value to inflation every month it sits.
The 20-year guarantee. (None, None)
Every 1985 issue month
Savings bonds issued in different months of 1985 are worth different amounts, because each month's bond has its own rate history. Match the issue date printed on your bond to the row below.
| Issue month | Value now ($200 bond) | Status | Final maturity |
|---|---|---|---|
| January 1985 | $461.28 | Matured | January 2015 |
| February 1985 | $461.28 | Matured | February 2015 |
| March 1985 | $461.28 | Matured | March 2015 |
| April 1985 | $461.28 | Matured | April 2015 |
| May 1985 | $461.28 | Matured | May 2015 |
| June 1985 | $461.28 | Matured | June 2015 |
| July 1985 | $461.28 | Matured | July 2015 |
| August 1985 | $461.28 | Matured | August 2015 |
| September 1985 | $461.28 | Matured | September 2015 |
| October 1985 | $461.28 | Matured | October 2015 |
| November 1985 | $461.28 | Matured | November 2015 |
| December 1985 | $461.28 | Matured | December 2015 |
Other Series EE 1985 denominations: $50 · $75 · $100 · $200 · $500 · $1,000 · $5,000 · $10,000
Source: U.S. Treasury Fiscal Data - Savings Bonds Value Files (v2/accounting/od/sb_value), redemption period 2026-09. Values are published per $25 of face value and scale exactly: a $200 bond is 8x the per-$25 figure.
Frequently asked questions
How much is a $200 savings bond from 1985 worth?
$461.28 as of September 2026. Find the month in the table above for the exact Series EE figure from Treasury's official value file.
What did a $200 Series EE bond cost?
$100.00.
Is a 1985 Series EE bond still earning interest?
No. Bonds from this year have reached final maturity and stopped earning. They stay redeemable at full value with no deadline.
How do I cash a $200 savings bond?
Take the paper bond and photo ID to a bank that redeems savings bonds, or mail it to Treasury with FS Form 1522. See the how-to-cash guide for what banks require and the tax forms.
All 1985 denominations and the full history: Series EE 1985 value table · every year for this denomination: $200 savings bond values · check a specific bond · how to cash it.