Savings bond calculator
The official Treasury redemption value of any Series EE, E, I, or HH savings bond - from the same value file behind TreasuryDirect's calculator.
United States Savings Bond Values & GuidanceUpdated Values current through October 2026
Type in the three things printed on the front of the bond - series, issue date, denomination - and this page returns the official U.S. Treasury redemption value, whether the bond is still earning, its current rate, and the date it stops growing. No login, no serial number, no download. Got a stack of bonds? Add each one to the inventory below for a printable total.
Calculate a bond's value
Enter the series, issue date, and denomination printed on the front of the bond. Values are official Treasury figures for October 2026.
Your bond inventory
Own more than one bond? Value each one above and add it here. The list is saved in your browser only - nothing is uploaded - and every time you come back it is revalued automatically against the current Treasury value file (October 2026), with totals for value and interest earned. Print it for your records or for the bank.
How this calculator works
Treasury publishes an official value file - the Savings Bonds Value Files dataset - giving the redemption value of every Series EE, E, and I bond and Savings Note, per $25 of face value, for every issue month at every redemption month. It is the same data behind TreasuryDirect's own calculator. This site republishes that file with build-time integrity checks; values here are published through November 2026 and refresh around each May 1 and November 1 rate announcement. Denominations scale exactly: every paper denomination is a whole multiple of $25, so a $500 bond is worth 10× the published $50-bond value.
Two timing rules to know: a bond under 12 months old cannot be cashed, and a bond cashed before 5 years old gives up its last 3 months of interest - the published values for bonds under 5 already reflect that penalty (TreasuryDirect: Savings Bond Calculator).
Same bond, every denomination
A Series EE bond issued May 1995, across the paper denominations (values as of October 2026):
| Denomination | Purchase price (EE: half of face) | Value, October 2026 |
|---|---|---|
| $50 | $25.00 | $61.78 |
| $75 | $37.50 | $92.67 |
| $100 | $50.00 | $123.56 |
| $200 | $100.00 | $247.12 |
| $500 | $250.00 | $617.80 |
| $1,000 | $500.00 | $1,235.60 |
| $5,000 | $2,500.00 | $6,178.00 |
| $10,000 | $5,000.00 | $12,356.00 |
Full tables for every series, issue year, and month: savings bond value chart.
Value by denomination: $25 · $50 · $75 · $100 · $200 · $500 · $1,000 · $5,000 · $10,000
This calculator vs. TreasuryDirect's
The official TreasuryDirect Savings Bond Calculator is for paper bonds only - TreasuryDirect states it "WILL NOT provide accurate results for the value of electronic bonds," which instead show their current value inside your TreasuryDirect account. Both tools read the same Treasury value file, so the figures agree; this site adds what the official tool doesn't have - browsable value tables you can cite and print, per-year pages with value history, and CSV downloads of the entire file.
What happened to the Savings Bond Wizard?
The Savings Bond Wizard was Treasury's downloadable desktop program for pricing paper bonds and keeping a bond inventory. Treasury retired it effective May 1, 2018 (Federal Reserve Bank Services announcement), replacing it with the web-based Savings Bond Calculator, which prices bonds and saves inventories in the browser. If you still have a Wizard inventory file, its values froze at the 2018 rates - re-enter the bonds in the inventory above (or in the official calculator) for current figures; the inventory here revalues itself against each new Treasury value file.
Frequently asked questions
Is there an official savings bond calculator?
Yes - TreasuryDirect's Savings Bond Calculator, which values paper Series EE, E, and I bonds and Savings Notes. It is for paper bonds only; an electronic bond's value shows inside your TreasuryDirect account. The calculator on this page reads the same official Treasury value file, and adds browsable tables for every series, issue year, and denomination.
What replaced the Savings Bond Wizard?
The Savings Bond Calculator on treasurydirect.gov. Treasury retired the downloadable Savings Bond Wizard desktop program effective May 1, 2018; the web calculator replaced it and prices bonds, shows rates and accrual dates, and can save a bond inventory.
Can this calculator keep a bond inventory like the Wizard did?
Yes. Value each bond and add it to the inventory on this page: the list is stored in your browser only (nothing is uploaded), shows total value and total interest earned, prints cleanly, and is revalued automatically against the current Treasury value file each time you return - old Wizard files froze at 2018 values.
Do I need the bond's serial number to find its value?
No. A savings bond's value is determined entirely by its series, denomination, and issue date - the serial number does not affect it. Serial numbers matter only for replacing or claiming lost bonds (FS Form 1048).
How much is a $100 savings bond worth?
It depends on the series and issue date. For example, a $100 Series EE bond issued May 1995 is worth $123.56 as of October 2026, per the U.S. Treasury's savings bond value file. Use the calculator above or the value tables to look up any bond.
Why is my bond worth less than I expected?
Two common reasons: a bond cashed before 5 years old forfeits the last 3 months of interest (already reflected in published values), and Series EE bonds sold for half their face value - a $50 EE bond cost $25, and can take up to 20 years to reach the $50 printed on it. A bond under 12 months old cannot be cashed at all.
Where to next: value tables for every bond · how to cash savings bonds · current I bond rates · how savings bonds are taxed.
Values are the U.S. Treasury's published redemption figures, scaled exactly by denomination - never estimated. This site is independent of the Treasury and is not investment, tax, or legal advice.