How much is a $10,000 Series EE savings bond from 1988 worth?
Official Treasury redemption values by issue month, September 2026.
savingsbondcheck.com - $10,000 Series EE savings bond issued 1988 - values as of September 2026 - data: U.S. Treasury
Official Treasury value file data
- A $10,000 Series EE savings bond issued in 1988 is worth $20,736.00 as of , depending on the issue month printed on the bond. That is the official U.S. Treasury redemption value - what a bank pays you today.
- It cost $5,000.00 when it was bought (paper EE bonds sold for half of face value). Everything above that is interest: up to $15,736.00 earned so far.
- Matured. This bond stopped earning interest and its value will not increase again. There is no deadline to cash it, but it is losing value to inflation every month it sits.
The 20-year guarantee. (None, None)
Every 1988 issue month
Savings bonds issued in different months of 1988 are worth different amounts, because each month's bond has its own rate history. Match the issue date printed on your bond to the row below.
| Issue month | Value now ($10,000 bond) | Status | Final maturity |
|---|---|---|---|
| January 1988 | $20,736.00 | Matured | January 2018 |
| February 1988 | $20,736.00 | Matured | February 2018 |
| March 1988 | $20,736.00 | Matured | March 2018 |
| April 1988 | $20,736.00 | Matured | April 2018 |
| May 1988 | $20,736.00 | Matured | May 2018 |
| June 1988 | $20,736.00 | Matured | June 2018 |
| July 1988 | $20,736.00 | Matured | July 2018 |
| August 1988 | $20,736.00 | Matured | August 2018 |
| September 1988 | $20,736.00 | Matured | September 2018 |
| October 1988 | $20,736.00 | Matured | October 2018 |
| November 1988 | $20,736.00 | Matured | November 2018 |
| December 1988 | $20,736.00 | Matured | December 2018 |
Other Series EE 1988 denominations: $50 · $75 · $100 · $200 · $500 · $1,000 · $5,000 · $10,000
Source: U.S. Treasury Fiscal Data - Savings Bonds Value Files (v2/accounting/od/sb_value), redemption period 2026-09. Values are published per $25 of face value and scale exactly: a $10,000 bond is 400x the per-$25 figure.
Frequently asked questions
How much is a $10,000 savings bond from 1988 worth?
$20,736.00 as of September 2026. Find the month in the table above for the exact Series EE figure from Treasury's official value file.
What did a $10,000 Series EE bond cost?
$5,000.00.
Is a 1988 Series EE bond still earning interest?
No. Bonds from this year have reached final maturity and stopped earning. They stay redeemable at full value with no deadline.
How do I cash a $10,000 savings bond?
Take the paper bond and photo ID to a bank that redeems savings bonds, or mail it to Treasury with FS Form 1522. See the how-to-cash guide for what banks require and the tax forms.
All 1988 denominations and the full history: Series EE 1988 value table · every year for this denomination: $10,000 savings bond values · check a specific bond · how to cash it.