How much is a $10,000 Series EE savings bond from 1995 worth?
Official Treasury redemption values by issue month, September 2026.
savingsbondcheck.com - $10,000 Series EE savings bond issued 1995 - values as of September 2026 - data: U.S. Treasury
Official Treasury value file data
- A $10,000 Series EE savings bond issued in 1995 is worth $12,356.00 to $16,412.00 as of , depending on the issue month printed on the bond. That is the official U.S. Treasury redemption value - what a bank pays you today.
- It cost $5,000.00 when it was bought (paper EE bonds sold for half of face value). Everything above that is interest: up to $11,412.00 earned so far.
- Matured. This bond stopped earning interest and its value will not increase again. There is no deadline to cash it, but it is losing value to inflation every month it sits.
The 20-year guarantee. (None, None)
Every 1995 issue month
Savings bonds issued in different months of 1995 are worth different amounts, because each month's bond has its own rate history. Match the issue date printed on your bond to the row below.
| Issue month | Value now ($10,000 bond) | Status | Final maturity |
|---|---|---|---|
| January 1995 | $16,412.00 | Matured | January 2025 |
| February 1995 | $16,412.00 | Matured | February 2025 |
| March 1995 | $16,412.00 | Matured | March 2025 |
| April 1995 | $16,412.00 | Matured | April 2025 |
| May 1995 | $12,356.00 | Matured | May 2025 |
| June 1995 | $12,356.00 | Matured | June 2025 |
| July 1995 | $12,356.00 | Matured | July 2025 |
| August 1995 | $12,356.00 | Matured | August 2025 |
| September 1995 | $12,356.00 | Matured | September 2025 |
| October 1995 | $12,356.00 | Matured | October 2025 |
| November 1995 | $12,524.00 | Matured | November 2025 |
| December 1995 | $12,524.00 | Matured | December 2025 |
Other Series EE 1995 denominations: $50 · $75 · $100 · $200 · $500 · $1,000 · $5,000 · $10,000
Source: U.S. Treasury Fiscal Data - Savings Bonds Value Files (v2/accounting/od/sb_value), redemption period 2026-09. Values are published per $25 of face value and scale exactly: a $10,000 bond is 400x the per-$25 figure.
Frequently asked questions
How much is a $10,000 savings bond from 1995 worth?
Between $12,356.00 and $16,412.00 as of September 2026, depending on the issue month printed on the bond. Find the month in the table above for the exact Series EE figure from Treasury's official value file.
What did a $10,000 Series EE bond cost?
$5,000.00.
Is a 1995 Series EE bond still earning interest?
No. Bonds from this year have reached final maturity and stopped earning. They stay redeemable at full value with no deadline.
How do I cash a $10,000 savings bond?
Take the paper bond and photo ID to a bank that redeems savings bonds, or mail it to Treasury with FS Form 1522. See the how-to-cash guide for what banks require and the tax forms.
All 1995 denominations and the full history: Series EE 1995 value table · every year for this denomination: $10,000 savings bond values · check a specific bond · how to cash it.