How much is a $10,000 Series EE savings bond from 1996 worth?
Official Treasury redemption values by issue month, September 2026.
savingsbondcheck.com - $10,000 Series EE savings bond issued 1996 - values as of September 2026 - data: U.S. Treasury
Official Treasury value file data
- A $10,000 Series EE savings bond issued in 1996 is worth $12,492.00 to $12,696.00 as of , depending on the issue month printed on the bond. That is the official U.S. Treasury redemption value - what a bank pays you today.
- It cost $5,000.00 when it was bought (paper EE bonds sold for half of face value). Everything above that is interest: up to $7,696.00 earned so far.
- Matured. This bond stopped earning interest and its value will not increase again. There is no deadline to cash it, but it is losing value to inflation every month it sits.
The 20-year guarantee. (None, None)
Every 1996 issue month
Savings bonds issued in different months of 1996 are worth different amounts, because each month's bond has its own rate history. Match the issue date printed on your bond to the row below.
| Issue month | Value now ($10,000 bond) | Status | Final maturity |
|---|---|---|---|
| January 1996 | $12,524.00 | Matured | January 2026 |
| February 1996 | $12,524.00 | Matured | February 2026 |
| March 1996 | $12,524.00 | Matured | March 2026 |
| April 1996 | $12,524.00 | Matured | April 2026 |
| May 1996 | $12,696.00 | Matured | May 2026 |
| June 1996 | $12,696.00 | Matured | June 2026 |
| July 1996 | $12,696.00 | Matured | July 2026 |
| August 1996 | $12,696.00 | Matured | August 2026 |
| September 1996 | $12,696.00 | Matured | September 2026 |
| October 1996 | $12,492.00 | Still earning | October 2026 |
| November 1996 | $12,660.00 | Still earning | November 2026 |
| December 1996 | $12,660.00 | Still earning | December 2026 |
Other Series EE 1996 denominations: $50 · $75 · $100 · $200 · $500 · $1,000 · $5,000 · $10,000
Source: U.S. Treasury Fiscal Data - Savings Bonds Value Files (v2/accounting/od/sb_value), redemption period 2026-09. Values are published per $25 of face value and scale exactly: a $10,000 bond is 400x the per-$25 figure.
Frequently asked questions
How much is a $10,000 savings bond from 1996 worth?
Between $12,492.00 and $12,696.00 as of September 2026, depending on the issue month printed on the bond. Find the month in the table above for the exact Series EE figure from Treasury's official value file.
What did a $10,000 Series EE bond cost?
$5,000.00.
Is a 1996 Series EE bond still earning interest?
No. Bonds from this year have reached final maturity and stopped earning. They stay redeemable at full value with no deadline.
How do I cash a $10,000 savings bond?
Take the paper bond and photo ID to a bank that redeems savings bonds, or mail it to Treasury with FS Form 1522. See the how-to-cash guide for what banks require and the tax forms.
All 1996 denominations and the full history: Series EE 1996 value table · every year for this denomination: $10,000 savings bond values · check a specific bond · how to cash it.