How much is a $500 Series E savings bond from 1974 worth?
Official Treasury redemption values by issue month, September 2026.
savingsbondcheck.com - $500 Series E savings bond issued 1974 - values as of September 2026 - data: U.S. Treasury
Official Treasury value file data
- A $500 Series E savings bond issued in 1974 is worth $2,569.60 to $2,631.80 as of , depending on the issue month printed on the bond. That is the official U.S. Treasury redemption value - what a bank pays you today.
- It cost $375.00 when it was bought. Everything above that is interest: up to $2,256.80 earned so far.
- Matured. This bond stopped earning interest and its value will not increase again. There is no deadline to cash it, but it is losing value to inflation every month it sits.
Every 1974 issue month
Savings bonds issued in different months of 1974 are worth different amounts, because each month's bond has its own rate history. Match the issue date printed on your bond to the row below.
| Issue month | Value now ($500 bond) | Status | Final maturity |
|---|---|---|---|
| January 1974 | $2,569.60 | Matured | January 2004 |
| February 1974 | $2,569.60 | Matured | February 2004 |
| March 1974 | $2,569.60 | Matured | March 2004 |
| April 1974 | $2,569.60 | Matured | April 2004 |
| May 1974 | $2,594.20 | Matured | May 2004 |
| June 1974 | $2,600.40 | Matured | June 2004 |
| July 1974 | $2,600.40 | Matured | July 2004 |
| August 1974 | $2,600.40 | Matured | August 2004 |
| September 1974 | $2,600.40 | Matured | September 2004 |
| October 1974 | $2,600.40 | Matured | October 2004 |
| November 1974 | $2,625.20 | Matured | November 2004 |
| December 1974 | $2,631.80 | Matured | December 2004 |
Other Series E 1974 denominations: $25 · $50 · $75 · $100 · $200 · $500 · $1,000 · $10,000
Source: U.S. Treasury Fiscal Data - Savings Bonds Value Files (v2/accounting/od/sb_value), redemption period 2026-09. Values are published per $25 of face value and scale exactly: a $500 bond is 20x the per-$25 figure.
Frequently asked questions
How much is a $500 savings bond from 1974 worth?
Between $2,569.60 and $2,631.80 as of September 2026, depending on the issue month printed on the bond. Find the month in the table above for the exact Series E figure from Treasury's official value file.
What did a $500 Series E bond cost?
$375.00.
Is a 1974 Series E bond still earning interest?
No. Bonds from this year have reached final maturity and stopped earning. They stay redeemable at full value with no deadline.
How do I cash a $500 savings bond?
Take the paper bond and photo ID to a bank that redeems savings bonds, or mail it to Treasury with FS Form 1522. See the how-to-cash guide for what banks require and the tax forms.
All 1974 denominations and the full history: Series E 1974 value table · every year for this denomination: $500 savings bond values · check a specific bond · how to cash it.