How much is a $500 Series EE savings bond from 1989 worth?
Official Treasury redemption values by issue month, September 2026.
savingsbondcheck.com - $500 Series EE savings bond issued 1989 - values as of September 2026 - data: U.S. Treasury
Official Treasury value file data
- A $500 Series EE savings bond issued in 1989 is worth $1,036.80 as of , depending on the issue month printed on the bond. That is the official U.S. Treasury redemption value - what a bank pays you today.
- It cost $250.00 when it was bought (paper EE bonds sold for half of face value). Everything above that is interest: up to $786.80 earned so far.
- Matured. This bond stopped earning interest and its value will not increase again. There is no deadline to cash it, but it is losing value to inflation every month it sits.
The 20-year guarantee. (None, None)
Every 1989 issue month
Savings bonds issued in different months of 1989 are worth different amounts, because each month's bond has its own rate history. Match the issue date printed on your bond to the row below.
| Issue month | Value now ($500 bond) | Status | Final maturity |
|---|---|---|---|
| January 1989 | $1,036.80 | Matured | January 2019 |
| February 1989 | $1,036.80 | Matured | February 2019 |
| March 1989 | $1,036.80 | Matured | March 2019 |
| April 1989 | $1,036.80 | Matured | April 2019 |
| May 1989 | $1,036.80 | Matured | May 2019 |
| June 1989 | $1,036.80 | Matured | June 2019 |
| July 1989 | $1,036.80 | Matured | July 2019 |
| August 1989 | $1,036.80 | Matured | August 2019 |
| September 1989 | $1,036.80 | Matured | September 2019 |
| October 1989 | $1,036.80 | Matured | October 2019 |
| November 1989 | $1,036.80 | Matured | November 2019 |
| December 1989 | $1,036.80 | Matured | December 2019 |
Other Series EE 1989 denominations: $50 · $75 · $100 · $200 · $500 · $1,000 · $5,000 · $10,000
Source: U.S. Treasury Fiscal Data - Savings Bonds Value Files (v2/accounting/od/sb_value), redemption period 2026-09. Values are published per $25 of face value and scale exactly: a $500 bond is 20x the per-$25 figure.
Frequently asked questions
How much is a $500 savings bond from 1989 worth?
$1,036.80 as of September 2026. Find the month in the table above for the exact Series EE figure from Treasury's official value file.
What did a $500 Series EE bond cost?
$250.00.
Is a 1989 Series EE bond still earning interest?
No. Bonds from this year have reached final maturity and stopped earning. They stay redeemable at full value with no deadline.
How do I cash a $500 savings bond?
Take the paper bond and photo ID to a bank that redeems savings bonds, or mail it to Treasury with FS Form 1522. See the how-to-cash guide for what banks require and the tax forms.
All 1989 denominations and the full history: Series EE 1989 value table · every year for this denomination: $500 savings bond values · check a specific bond · how to cash it.