How much is a $500 Series EE savings bond from 1997 worth?
Official Treasury redemption values by issue month, September 2026.
savingsbondcheck.com - $500 Series EE savings bond issued 1997 - values as of September 2026 - data: U.S. Treasury
Official Treasury value file data
- A $500 Series EE savings bond issued in 1997 is worth $622.80 to $645.60 as of , depending on the issue month printed on the bond. That is the official U.S. Treasury redemption value - what a bank pays you today.
- It cost $250.00 when it was bought (paper EE bonds sold for half of face value). Everything above that is interest: up to $395.60 earned so far.
- Still earning interest. Bonds from 1997 reach final maturity around May 2027, 30 years after issue, and stop earning then.
- Next scheduled value change: October 2026, when a $500 bond from May 1997 goes to $647.40.
The 20-year guarantee. (204, 'Doubles by 17 yr')
Every 1997 issue month
Savings bonds issued in different months of 1997 are worth different amounts, because each month's bond has its own rate history. Match the issue date printed on your bond to the row below.
| Issue month | Value now ($500 bond) | Status | Final maturity |
|---|---|---|---|
| January 1997 | $633.00 | Still earning | January 2027 |
| February 1997 | $633.00 | Still earning | February 2027 |
| March 1997 | $633.00 | Still earning | March 2027 |
| April 1997 | $622.80 | Still earning | April 2027 |
| May 1997 | $645.60 | Still earning | May 2027 |
| June 1997 | $643.80 | Still earning | June 2027 |
| July 1997 | $642.00 | Still earning | July 2027 |
| August 1997 | $640.20 | Still earning | August 2027 |
| September 1997 | $638.40 | Still earning | September 2027 |
| October 1997 | $636.60 | Still earning | October 2027 |
| November 1997 | $641.40 | Still earning | November 2027 |
| December 1997 | $639.60 | Still earning | December 2027 |
Other Series EE 1997 denominations: $50 · $75 · $100 · $200 · $500 · $1,000 · $5,000 · $10,000
Source: U.S. Treasury Fiscal Data - Savings Bonds Value Files (v2/accounting/od/sb_value), redemption period 2026-09. Values are published per $25 of face value and scale exactly: a $500 bond is 20x the per-$25 figure.
Frequently asked questions
How much is a $500 savings bond from 1997 worth?
Between $622.80 and $645.60 as of September 2026, depending on the issue month printed on the bond. Find the month in the table above for the exact Series EE figure from Treasury's official value file.
What did a $500 Series EE bond cost?
$250.00.
Is a 1997 Series EE bond still earning interest?
Yes, until it reaches final maturity 30 years after its issue month - the table above gives the exact month for each.
How do I cash a $500 savings bond?
Take the paper bond and photo ID to a bank that redeems savings bonds, or mail it to Treasury with FS Form 1522. See the how-to-cash guide for what banks require and the tax forms.
All 1997 denominations and the full history: Series EE 1997 value table · every year for this denomination: $500 savings bond values · check a specific bond · how to cash it.