How much is a $500 Series EE savings bond from 2004 worth?
Official Treasury redemption values by issue month, September 2026.
savingsbondcheck.com - $500 Series EE savings bond issued 2004 - values as of September 2026 - data: U.S. Treasury
Official Treasury value file data
- A $500 Series EE savings bond issued in 2004 is worth $532.00 to $550.80 as of , depending on the issue month printed on the bond. That is the official U.S. Treasury redemption value - what a bank pays you today.
- It cost $250.00 when it was bought (paper EE bonds sold for half of face value). Everything above that is interest: up to $300.80 earned so far.
- Still earning interest. Bonds from 2004 reach final maturity around May 2034, 30 years after issue, and stop earning then.
- Next scheduled value change: October 2026, when a $500 bond from May 2004 goes to $545.40.
The 20-year guarantee. (240, 'Doubles (20 yr)')
Every 2004 issue month
Savings bonds issued in different months of 2004 are worth different amounts, because each month's bond has its own rate history. Match the issue date printed on your bond to the row below.
| Issue month | Value now ($500 bond) | Status | Final maturity |
|---|---|---|---|
| January 2004 | $550.80 | Still earning | January 2034 |
| February 2004 | $549.40 | Still earning | February 2034 |
| March 2004 | $547.80 | Still earning | March 2034 |
| April 2004 | $546.40 | Still earning | April 2034 |
| May 2004 | $543.80 | Still earning | May 2034 |
| June 2004 | $542.40 | Still earning | June 2034 |
| July 2004 | $540.80 | Still earning | July 2034 |
| August 2004 | $539.40 | Still earning | August 2034 |
| September 2004 | $537.80 | Still earning | September 2034 |
| October 2004 | $536.20 | Still earning | October 2034 |
| November 2004 | $533.60 | Still earning | November 2034 |
| December 2004 | $532.00 | Still earning | December 2034 |
Other Series EE 2004 denominations: $50 · $75 · $100 · $200 · $500 · $1,000 · $5,000 · $10,000
Source: U.S. Treasury Fiscal Data - Savings Bonds Value Files (v2/accounting/od/sb_value), redemption period 2026-09. Values are published per $25 of face value and scale exactly: a $500 bond is 20x the per-$25 figure.
Frequently asked questions
How much is a $500 savings bond from 2004 worth?
Between $532.00 and $550.80 as of September 2026, depending on the issue month printed on the bond. Find the month in the table above for the exact Series EE figure from Treasury's official value file.
What did a $500 Series EE bond cost?
$250.00.
Is a 2004 Series EE bond still earning interest?
Yes, until it reaches final maturity 30 years after its issue month - the table above gives the exact month for each.
How do I cash a $500 savings bond?
Take the paper bond and photo ID to a bank that redeems savings bonds, or mail it to Treasury with FS Form 1522. See the how-to-cash guide for what banks require and the tax forms.
All 2004 denominations and the full history: Series EE 2004 value table · every year for this denomination: $500 savings bond values · check a specific bond · how to cash it.