How much is a $500 Series I savings bond from 2016 worth?
Official Treasury redemption values by issue month, September 2026.
savingsbondcheck.com - $500 Series I savings bond issued 2016 - values as of September 2026 - data: U.S. Treasury
Official Treasury value file data
- A $500 Series I savings bond issued in 2016 is worth $687.40 to $698.60 as of , depending on the issue month printed on the bond. That is the official U.S. Treasury redemption value - what a bank pays you today.
- It cost $500.00 when it was bought (I bonds sold at face value). Everything above that is interest: up to $198.60 earned so far.
- Still earning interest. Bonds from 2016 reach final maturity around May 2046, 30 years after issue, and stop earning then.
- Next scheduled value change: October 2026, when a $500 bond from May 2016 goes to $699.20.
Every 2016 issue month
Savings bonds issued in different months of 2016 are worth different amounts, because each month's bond has its own rate history. Match the issue date printed on your bond to the row below.
| Issue month | Value now ($500 bond) | Status | Final maturity |
|---|---|---|---|
| January 2016 | $698.60 | Still earning | January 2046 |
| February 2016 | $696.60 | Still earning | February 2046 |
| March 2016 | $694.60 | Still earning | March 2046 |
| April 2016 | $692.80 | Still earning | April 2046 |
| May 2016 | $697.20 | Still earning | May 2046 |
| June 2016 | $695.40 | Still earning | June 2046 |
| July 2016 | $693.40 | Still earning | July 2046 |
| August 2016 | $691.40 | Still earning | August 2046 |
| September 2016 | $689.40 | Still earning | September 2046 |
| October 2016 | $687.40 | Still earning | October 2046 |
| November 2016 | $689.80 | Still earning | November 2046 |
| December 2016 | $687.80 | Still earning | December 2046 |
Other Series I 2016 denominations: $50 · $75 · $100 · $200 · $500 · $1,000 · $5,000 · $10,000
Source: U.S. Treasury Fiscal Data - Savings Bonds Value Files (v2/accounting/od/sb_value), redemption period 2026-09. Values are published per $25 of face value and scale exactly: a $500 bond is 20x the per-$25 figure.
Frequently asked questions
How much is a $500 savings bond from 2016 worth?
Between $687.40 and $698.60 as of September 2026, depending on the issue month printed on the bond. Find the month in the table above for the exact Series I figure from Treasury's official value file.
What did a $500 Series I bond cost?
$500.00.
Is a 2016 Series I bond still earning interest?
Yes, until it reaches final maturity 30 years after its issue month - the table above gives the exact month for each.
How do I cash a $500 savings bond?
Take the paper bond and photo ID to a bank that redeems savings bonds, or mail it to Treasury with FS Form 1522. See the how-to-cash guide for what banks require and the tax forms.
All 2016 denominations and the full history: Series I 2016 value table · every year for this denomination: $500 savings bond values · check a specific bond · how to cash it.